Swagbucks vs Ibotta: Which Cashback Site Should You Join?

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Want to make money from Swagbucks or Ibotta but don’t know the one to go for? This article will help you make the right choice.

This Swagbucks vs Ibotta article will shed light on two legit cashback sites. If you want to know more about how to earn from Swagbucks and Ibotta, or maybe you want to know the site to go for, this article will help.

If you are hearing cashback and rewards sites for the first time, they are great opportunities through which you can earn extra income doing the things you do anyway. These sites are used by those that are interested in making money online.

Cashback and rewards sites pay you for the activities you carry out on the platforms. They can pay you back for shopping at some designated stores or for completing some market researches about your buying styles. Some sites even reward you for scanning barcodes of items you don’t purchase.

The amazing thing about these platforms is that they work. Although you cannot earn a full-time income from them, you will earn money and gift cards by clicking on these money-making platforms.

In this Swagbucks vs Ibotta article, we will take a look at the features of two reliable cashback sites in the cashback industry. We will also consider their pros and cons so that you can easily choose the one that you prefer to join.

Quick Comparison

Earning PotentialMembers can earn between $50 and a few hundreds of dollars per year. It’s also not uncommon for members to earn $1000+ per year.An average member on Ibotta earns about $20 per monthSwagbucks
Sign up bonus$5 or $10 depending on the offer available while signing up.$20 sign up bonusIbotta
Mobile appSwagbucks has a mobile app that is available on both Android and iOS.Ibotta has a mobile app that is available on both Android and iOS.Both
Minimum thresholdSwagbucks has no minimum threshold.You need to earn at least $20 before requesting a payout.Swagbucks
Security levelSwagbucks protects its members by not sharing their information with third parties.Members’ data security is a priority on Ibotta. All payment information is protected by a 256-bit encryption.Ibotta
Payment methodsPayPal, gift cardsBank transfer (through PayPal or Venmor), 20 gift card optionsBoth

Swagbucks vs Ibotta – Detailed Comparison

1. Earning Potential

Most Swagbucks earn between an extra $50 and a few hundred dollars per year. Also, it is no uncommon for users to earn above $1,000 per year. Members can earn more on Swagbucks than other platforms. They will often set a goal of making $1 to $2 per day. That amounts to a tangible sum over a year.

When members complete a survey on Swagbucks, the site pays them between $0.05 and $2.50 (they can earn as much as $25 to $35 in some cases but this is very rare). An average user can earn $1 per hour by completing surveys on Swagbucks.

On Ibotta, users can earn an average of $20 per month. However, there are techniques that members can use to earn more. After signing up on Ibotta, you need to activate offers on your desktop or mobile device before you start shopping on the partnering stores and watch as your cashback increases.

The average active user on Ibotta earns between $10 and $20 per month. More active members can make as much as $100 to $300 per month.


In this category, Swagbucks is better than Ibotta. This is because Swagbucks has better earning potential than Ibotta.

2. Sign Up Bonus

When you create a new Swagbucks account through a unique link or code, you will earn a welcome bonus of 500 Swagbucks points ($5) or 1,000 Swagbucks points ($10) depending on the offer that is available when you sign up. Registering on Swagbucks takes just a few minutes. Click here to create your account.

Ibotta rewards new members with a sign up bonus of about $20 for joining the platform. The welcome bonus is automatically transferred to the user’s account after downloading Ibotta and redeeming their first offer.

To earn the $20 welcome bonus on Ibotta, you need to use this Ibotta $20 Bonus link to download the Ibotta browser extension or Ibotta app. You don’t need any referral code when using this link to sign up. Within 14 days of signing up, you need to redeem 10 offers in the app to earn the bonus.


In terms of the sign up bonuses, Ibotta is better than Swagbucks. This is because Ibotta has a higher sign up bonus than Swagbucks. Ibotta rewards its members with $20 when they join the site.

3. Mobile App

Swagbucks has an app that works on both Android and iOS. The app is a great way to make more Swagbucks points (SB Points) wherever you are and whenever you want.

The app allows you to be rewarded for sharing your opinion and earning money on the go. All you need to do to earn rewards and gift cards is to complete surveys.

Ibotta also has an app that works on Android and iOS. You can earn cash back on your purchase by downloading the Ibotta app. The app is free and the cash back feature has lots of offers that will help you save money on retail items, groceries, and lots more.


There’s a tie here. Both Swagbucks and Ibotta have mobile apps that work on Android and iOS. Swagbucks mobile app rewards members with points for downloading the app while Ibotta app gives members cash back for downloading and using the app.

4. Minimum Threshold

Swagbucks does not have any minimum payout. This implies that you can redeem your earnings immediately they are paid into your account.

On the other hand, Ibotta keeps your earnings in your ibotta account until it amounts to the minimum threshold of $20. Once you have at least $20 in your account, you can either request for payout or leave it to keep accumulating.


Swagbucks is the better option in this category since you can have access to your earnings anytime without waiting to earn any specific amount.

5. Security Level

According to Swagbucks’ privacy policy, it can allow third party sites to set and have access to cookies and similar tracking technologies on the device you use on their platform.

As part of Swagbucks’ rewards program, the site shares data with trusted third parties (like vendors and service providers) to provide members with opportunities to earn points or to support their program with services like communication, analytics, and to prevent policy violation.

Some scenarios of third-party sharing include the following:

  • Survey Offers

Swagbucks can share information about your profile with Lucid, Cint, Precision Sample, Toiluna, Lightspeed, and Dynata to allow you have access to unique survey opportunities.

  • Offer Targeting

Swagbucks may also share your details with LiveRail and LiveRamp to verify your information. The site can also share your details with third-party offer providers such as Offer Toro and Revenue Universe.

  • Vendors

Swagbucks can share its members’ details to support its technologies and services. For instance, Swagbucks use Google Analytics. They also improve their email communication by making use of SendGrid and ExactTarget.

On Ibotta, users’ data security is a priority. Members’ payment information are protected with 256-bit bank-level encryption. With this level of security, even Ibotta will not see your payment information. The site partners with leading payment processing companies that are regularly audited for security.

Ibotta takes the security and privacy of its members very seriously. As a result, the site states that it will not sell or share members’ information such as name, phone number, and email address.


Ibotta is the winner here. Not only do they have a bank-level security to protect their members’ payment information, they do not share their members’ details with third parties.

6. Payment Methods

You can redeem your earnings from Swagbucks through PayPal, Visa gift card, and Merchant gift cards once a month. Once a month, you can withdraw 2200 points for $25 gift card (such as Visa gift card and Amazon gift card amongst others).

This resets every calendar month and you can earn an additional 11 percent value from Swagbucks. You can withdraw up to $264 every year at this bonus redemption rate. You can also redeem your Swagbucks points for cash or gift cards for as low as 300 SB ($3).

On Ibotta, you can withdraw your earnings through the following methods once you have reached the minimum threshold of $20:

  • Purchasing a gift card via the app. Some gift cards may require you to make a purchase of $25.
  • Sending money to your PayPal account.
  • Transferring money to your bank account.


It is difficult to state who the winner is here because both offer different earning options. So, it’s a tie.


1. What is Swagbucks?

Swagbucks is an online paid survey site that allows you to earn points. You can convert these points to gift cards and cash for doing different tasks like completing surveys, playing games, watching videos, and internet surfing.

Swagbucks was launched in 2005 and it is a subsidiary of Prodege, LLC; a company that owns ShopAtHome and MyPoints.

Swagbucks has paid out over $300 million in cash and gift cards to its members. The company is based in El Segundo, California.

2. What is Ibotta?

Ibotta is a free app that gives you rebates (not points) on different brands. If you buy any item, then this app will be useful for you. You can get rebates of about 20 cents on apples, milk, frozen vegetables, shredded cheese, pasta, bananas, bread, eggs, and tomatoes.

You can buy any brand of the products above and get rebates.

3. Does swagbucks pay?

Yes, Swagbucks pays its members. The platform rewards users with cash and gift cards for doing different tasks online. You can earn points for doing tasks such as watching videos, shopping, surfing the web, scanning barcodes, carrying out daily polls, completing surveys, and answering trivia amongst others.

Members can redeem their SB points (Swagbucks points) for gift cards (such as Starbucks, Amazon, or Walmart). You can also get cashback via PayPal. The most popular payout options on Swagbucks are Amazon gift cards and PayPal.

Thousands of members make extra money from Swagbucks every day. Over the past two decades, members of the platform have earned more than $400 million in cash and gift cards.

4. Is Ibotta legit?

Yes, Ibotta is legit. The site allows users to earn cash back. Ibotta has paid out more than $682 million to its members. Information gathered from users’ reviews also reveal that members receive payment quickly whenever someone requests a payout.

5. Does Ibotta give users money?

Although Ibotta is associated with groceries, you can also earn cash back on purchases that do not relate to groceries. You can also find offers on restaurants, pharmacies, gas stations, liquor stores, and other big retailers including online brands like Amazon.

6. Is Ibotta worth it?

Ibotta is easy to use. You can also use it anywhere and it is free to use. So it’s worth trying out. Although you won’t earn a lot from Ibotta, however, the money earned on the platform is easy money. Also, you don’t need to have any special skills or experience before you can join the site.

7. How much can you earn from Swagbucks?

Most members on Swagbucks can earn from $50 to a few hundred dollars in a year. Members can also set a daily goal of $1 to $2 to earn more per year.


Swagbucks vs Ibotta: Which Is Better?

In this Swagbucks vs Ibotta article, we have shown that Swagbucks and Ibotta are cashback sites with their specific pros and cons.

Swagbucks has no minimum threshold while you will need to earn $20 before requesting a payout on Ibotta. Also, Swagbucks has a better customer support service than Ibotta.

Judging from these differences, one may want to go for Swagbucks. However, since it is free to join both sites, you can try them out to see how they work and find out the better option.